Credit Administration
Key Stakeholders: Chief Credit Officers, Credit Officers, Credit Administrators
Increase efficiency and controls for credit actions and approvals
Your goal is to manage your institution’s credit exposure and maintain a healthy loan portfolio. Does your team have the tools you need to operate efficiently?
With BankPoint, you can ensure your credit policy is followed consistently and accurately, giving confidence to your executive team, auditors, and examiners.
BankPoint acts as the system of record for credit actions such as changes to risk ratings, charge-offs, non-accruals, and other important risk indicators. Eliminate outdated, manual processes that use email and clunky status change forms, and automate your credit action workflow with a simple system that provides instant, intuitive audit trails.
With BankPoint, you can ensure your credit policy is followed consistently and accurately, giving confidence to your executive team, auditors, and examiners.
BankPoint acts as the system of record for credit actions such as changes to risk ratings, charge-offs, non-accruals, and other important risk indicators. Eliminate outdated, manual processes that use email and clunky status change forms, and automate your credit action workflow with a simple system that provides instant, intuitive audit trails.
Simplify credit administration
Managing loans more efficiently is crucial to improving your profitability, scalability, and risk mitigation. With BankPoint, you can track your entire portfolio or specific loans with the data you care about most through a single, intuitive interface.
Instantly access daily historical data and loan-level data from the core, as well as notes, activity, covenants, reporting requirements, and even documents stored in your existing imaging system. Manage borrowers and guarantors, view and navigate complex relationships, and track collateral, including appraisals and asset valuations.
With searchable, customizable dashboards, BankPoint helps ensure you have the information and reporting you need, when you need it.
Instantly access daily historical data and loan-level data from the core, as well as notes, activity, covenants, reporting requirements, and even documents stored in your existing imaging system. Manage borrowers and guarantors, view and navigate complex relationships, and track collateral, including appraisals and asset valuations.
With searchable, customizable dashboards, BankPoint helps ensure you have the information and reporting you need, when you need it.
Automate covenant tracking and document ticklers
Closely monitoring financial loan covenants and customer reporting requirements helps ensure borrowers are complying with agreed-upon terms. Monitor exceptions using dashboards at the system and loan level, define review periods, and generate actionable reports to proactively remediate risks.
The system makes it easy to manage current and historical covenant reviews, including approval workflows, exception reporting, and alerts to stay on top of exceptions for prompt follow-up.
The system makes it easy to manage current and historical covenant reviews, including approval workflows, exception reporting, and alerts to stay on top of exceptions for prompt follow-up.
Easily manage complex relationships
BankPoint offers a clear overview of customer and loan relationships, helping you make informed decisions to improve portfolios and reduce risk.
It automatically collects and analyzes data from your systems, showing the links between customers and loans in an easy-to-understand diagram. This lets you see the complete legal lending limit for each relationship easily and accurately.
You can also update and add new borrowers or entities as relationships evolve. BankPoint’s simple interface makes managing these relationships straightforward.
It automatically collects and analyzes data from your systems, showing the links between customers and loans in an easy-to-understand diagram. This lets you see the complete legal lending limit for each relationship easily and accurately.
You can also update and add new borrowers or entities as relationships evolve. BankPoint’s simple interface makes managing these relationships straightforward.
